Privacy Policy - Louz Sales & Co LLC

Introduction

Louz Sales & Co LLC ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

Please read this Privacy Policy carefully. By using our website or services, you agree to the collection and use of information in accordance with this policy.

Information We Collect

We may collect the following types of information:

Personal Information: Name, email address, phone number, business name, business address, and other information you provide when contacting us or applying for financing.
Financial Information: Business revenue, tax returns, bank statements, and other financial documentation necessary for loan underwriting.
Usage Data: Information about how you access and use our website, including IP address, browser type, pages visited, and time spent on pages.
Cookies and Tracking: We use cookies and similar technologies to track activity on our website and store certain information.

How We Use Your Information

We use the information we collect for the following purposes:

To process and evaluate loan applications
To communicate with you about your inquiry or application
To provide customer service and support
To improve our website and services
To send marketing communications (with your consent)
To comply with legal obligations and regulatory requirements
To detect and prevent fraud

SMS & Text Message Communications

Text Message Consent: If you provide your mobile phone number and consent to receive text messages from Louz Sales & Co LLC, you agree that we may send you text messages related to your inquiry, loan application, account updates, and relevant business financing opportunities.

By consenting, you authorize us to contact you via text message using an automatic telephone dialing system (ATDS) or prerecorded/artificial voice messages at the mobile number you provided, even if your number is on a corporate, state, or national Do Not Call list.

Message Frequency: Message frequency may vary depending on your inquiry and account activity.

Message and Data Rates: Message and data rates may apply. Check with your mobile carrier for details about your messaging plan and potential charges.

Opt-Out: You may opt out of receiving text messages at any time by replying STOP to any message. After opting out, you will receive one final confirmation message.

Help: For help or more information, reply HELP to any message or contact us at isaac@louzsales.com.

Not Required: Consent to receive text messages is NOT a condition of purchase or a requirement to obtain financing from Louz Sales & Co LLC. You may still apply for and receive financing without opting in to text messages.

Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information in the following circumstances:

Service Providers: We may share information with trusted third-party service providers who assist us in operating our business, such as credit bureaus, underwriting partners, and technology providers.
Legal Requirements: We may disclose information if required by law or in response to valid legal requests, such as subpoenas or court orders.
Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.
With Your Consent: We may share information with your explicit consent for specific purposes.

Data Security

We implement reasonable administrative, technical, and physical security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Your Rights and Choices

You have the following rights regarding your personal information:

Access: You may request access to the personal information we hold about you.
Correction: You may request that we correct any inaccurate or incomplete information.
Deletion: You may request deletion of your personal information, subject to certain legal exceptions.
Opt-Out: You may opt out of receiving marketing communications at any time by following the unsubscribe instructions in our emails or by contacting us directly.

To exercise these rights, please contact us at isaac@louzsales.com.

Mobile Phone Data Privacy

We do not sell, rent, or share your mobile phone number with third parties for their marketing purposes without your explicit consent. Your mobile number is used solely for the purposes described in this Privacy Policy.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these third-party sites. We encourage you to review the privacy policies of any third-party sites you visit.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child without parental consent, we will take steps to delete that information.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last Updated" date. We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information.

Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us:

Louz Sales & Co LLC
2517 West St
Brooklyn, NY 11223
Email: isaac@louzsales.com